Welcome to the year-in-review edition of Money Matters from Kramer Wealth Managers! As we step into 2025, we’re taking a moment to reflect on last year’s key financial trends, impactful events, and the milestones we’ve celebrated with our valued clients. We’re excited to continue supporting your financial journey in 2025 and beyond. Let’s take a look back at the highlights of last year and explore what’s next.
Market Trends
2024 was a dynamic year in the markets. Here are a few highlights as stated in our Q4 2024’s Market Insights:
- Tech Sector Gains: 2024 saw significant growth in the tech sector, particularly driven by AI advancements and increased digital transformation across industries.
- Interest Rate Shifts: The Federal Reserve made pivotal moves in adjusting interest rates, aiming to curb inflation while balancing economic growth.
- Solid Economy: The economy grew, unemployment remained low, and inflation was brought under control, all of which helped to fuel strong market returns.
Looking ahead, staying informed and proactive in your financial strategies will be crucial. We’re here to guide you every step of the way.
In Case You Missed It
We joined Instagram in 2024! Our social media channels have been buzzing with financial tips, market insights, wealth-building strategies–and behind-the-scenes snapshots of our team! In case you missed it, here are some of our most recent posts:
- Good Debt vs Bad Debt: Do You Know The Difference?
- FAFSA 2025: Everything You Need To Know
- Why Make Your Financial Advisor Your BFF?
Be sure to follow us on our social media pages on Facebook, Linkedin, and Instagram for more insights and updates.
Featured Blog Post
As we begin 2025, understanding the latest tax bracket changes is key to maximizing your financial strategy. From income thresholds to deductions, this guide breaks down how the new brackets could impact your savings, investments, and long-term goals.
In this blog, you’ll learn:
- What the updated 2025 tax brackets are
- How to adjust your financial strategy for the year ahead
- Tips to reduce your taxable income and keep more of what you earn
Smart tax planning starts now! Read the full post here.
News and Events
What We Accomplished in 2024 By The Numbers
- 338.5 hours of continuing education completed
- 164.5 combined years of experience achieved
- 7 conferences attended
- 1 team member welcomed
We’re also excited to share that our colleagues, Lisa and Stephanie, will be attending the The W Forum 2025 in Palm Springs, CA!
This event brings together top female financial professionals to explore the latest trends, tools, and strategies shaping the future of wealth management. Attending conferences like these ensures that Kramer Wealth Managers stays ahead of industry trends — so we can continue providing you with the best financial guidance.
ASL Glossary: Simple IRA
This plan allows small employers (fewer than 100 employees) to set up IRAs with less paperwork. Employers must either match employee contributions or make unmatched contributions. An employee can contribute up to $12,500, or $15,500 allowed for those over 50.
Visit our ASL Library to learn about other finance terms in ASL!
Here’s to a prosperous 2025! Whether you’re planning for retirement, growing your portfolio, or preparing for life’s unexpected moments, our team at Kramer Wealth Managers is here to help.
Stay up-to-date with our recent blog posts and resources and follow us on social media for more financial planning tips.
