Welcome to the latest edition of Your Money Matters from Kramer Wealth Managers! Financial confidence is built through clarity, education, and partnership. This month’s issue includes lessons for the next generation, and a breakdown of what a market correction really means.
Let’s dive in and envision your future together.
The second quarter of 2025 reminded us that markets are rarely predictable, but they continue to reward patient investors. Financial Advisor, Jeremiah Thompson, highlights some key market factors from the second quarter of 2025 including policy changes, Fed rate policy, and resilience amidst volatility.
In Case You Missed It…
We always share money tips, resources, and insights on our social media pages. Follow us at @kramerwealth, and be sure you’re also connected with us on Facebook, Instagram, and LinkedIn. Check out some of our recent posts:
Featured Blog: Teaching Wealth: Financial Lessons to Share with the Next Generation
Wealth isn’t just what you build—it’s what you pass on. In our latest blog post, we explore five foundational money lessons every family should consider sharing with the next generation. From understanding compound interest and risk to building habits and values-driven budgeting, these tips are designed to spark meaningful conversations and long-term confidence. The strongest legacies aren’t just financial, they’re educational.
News and Events
Osaic NXT Conference
Stephanie, Jeremiah, and Lisa recently returned from the Osaic NXT 2025 conference in Las Vegas, where the theme was “Empowering What’s NEXT in Wealth Management.” This high-energy event brought together top minds in finance and technology to explore how emerging trends—especially around AI—are transforming the way we serve you. We came back energized and equipped with new tools, fresh ideas, and forward-thinking strategies to help you stay ahead in a rapidly changing world. The future isn’t just coming, it’s already here, and we’re ready for it!
Kramer Wealth Turns 40!
Invitations have gone out for our 40th birthday celebration, an invitation-only event happening Monday, August 4, 2025, in Kansas City during the Deaf Seniors of America Conference. Didn’t get your invite? Please reach out—we’d love to see you there for a night of 1980s nostalgia and celebration!
CCBC Guest Lecture
Jeremiah recently gave a presentation to students in the Interpreter Training Program at the Community College of Baltimore County, supporting the next generation of interpreters to practice in financial contexts.
Where we’re showing up
Deaf Women United 40th Anniversary Conference
July 23–27 | Houston, TX
Stephanie will host a Financial Trivia session, and Kramer Wealth Managers is proud to be a conference sponsor.
Deaf Seniors of America Conference
August 1-7 | Kansas City, MO
Our team will lead two engaging workshops:
Financial Trivia
Financial Check-Up: Check the Health of Your Wealth
National Black Deaf Advocates (NBDA) Conference
August 8–13 | Birmingham, AL
Stephanie will lead a Financial Trivia workshop tailored to NBDA attendees.
ASL Glossary: Market Correction
A market correction is defined as a downward movement of a market index that is at least 10%.
Corrections are a normal part of market cycles. They often happen after a period of strong market growth and can be caused by concerns about inflation, interest rates, global events, or economic data.
Examples:
In 2020, the S&P 500 fell over 10% in just six days due to COVID-19 concerns — a correction that quickly turned into a bear market.
In 2018, the stock market dropped more than 10% amid fears of rising interest rates and trade tensions — but recovered in the months that followed.
Why It Matters:
Market corrections can feel unsettling, but they’re common and often short-lived. Long-term investors typically ride them out by staying diversified and focused on their goals.
Visit our ASL Library to learn about other finance terms in ASL!
Envision Your Future with Kramer Wealth Managers! Stay up-to-date with our recent blog posts and resources and follow us on social media for more updates and tips.
