We have over 30 years of experience

Our team takes the time to know our clients. We meet with you, get to know your family and we're available for you throughout a lifetime of new experiences.

Meet The Team
Kramer Wealth Managers

Why Choose Us?

Our firm was founded on the belief that what clients want most from their advisors is unbiased advice. All advisors at Kramer Wealth Managers are independent brokers. There are no proprietary products or sales quotas to meet. Instead, our independent broker/dealer allows each advisor to offer appropriate strategies for each clients’ objectives. The client and the advisor are on the same side of the table.

Having access to thousands of companies and products allow Kramer Wealth Managers to offer appropriate strategies for each clients’ objectives. In addition to our offices in Frederick, MD and Austin, TX, Kramer Wealth Managers advisors are licensed in 50 states and the District of Columbia to provide financial services to clients from all over the country.

We travel to over 30 cities throughout the United States to meet with clients face to face. We have five full-time staff dedicated to the service needs of our clients. Our advisors have over 80 years combined experience in the financial services industry.

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What We Do?

At Kramer Wealth Managers, our mission is to differentiate ourselves in the financial services industry by taking the role of wealth manager to a new level. We are specialists in helping families and individuals understand, plan and then act on their goals and dreams. We understand the considerable responsibility of looking after a families wealth, and with being a resource for whatever questions or needs may arise Kramer Wealth Managers; we are the humanity behind the numbers.

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Financial Advisors

Lee Kramer

Managing Partner and Financial Advisor

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Dave Frank

Managing Partner and Financial Advisor

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Danny Lacey

Managing Partner and Financial Advisor

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Stephanie Summers

Financial Advisor

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Jeremiah Thompson

Financial Advisor

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Support Team

Lisa Dewing

Managing Partner and Operations Manager

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Tanna Jo Baldridge

Registered Client Relations Specialist

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Jack Morley

Client Relations Specialist

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Adrianna Rocha

Client Relations Specialist

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Allison Laszczynski

Operations Administrator

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Maryland Office

9099 Ridgefield Drive Suite 101
Frederick, MD 21701

VP: (240) 439-6889
Voice: (240) 379-6929
Fax: (240) 379-6909

Texas Office

611 S. Congress Ave. Suite 440
Austin, TX 78704

VP/Voice: (512) 410-0739
Fax: (512) 692-2990

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*Securities and Investment Advisory Services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  Traditional/Fixed Insurance offered through Kramer Wealth Managers which is not affiliated with Osaic Wealth. This communication is strictly intended for individuals residing in the United States. No offers may be made or accepted from any resident outside of the United States. Neither Osaic Wealth, nor its registered representatives, offer tax ore legal advice. For assistance with these matters, please consult your tax or legal advisor.

** Some services offered through independent strategic alliances/professional firms.

*** The securities products and services offered or provided by Osaic Wealth are not being provided or offered on behalf of the Federal Government.The offer of such securities is not sanctioned, recommended, or encouraged by the Federal Government. Osaic Wealth and Kramer Wealth Managers are not endorsed by or affiliated with the Federal Government.

This communication is strictly intended for individuals residing in the United States. No offers may be made or accepted from any resident outside the United States.

IMPORTANT CONSUMER INFORMATION
A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up: individualized responses to persons in a state by such a Firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. The company is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through this website. When you access one of these websites, you are leaving our web site and assume total responsibility and risk for your use of the websites you are linking to.

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Dave Frank

Managing Partner, Financial Advisor

RFC | DBA | MBA | ChFEBC℠

240-575-2326 VP/V
240-379-6909 FAX
info@kramerwealth.com

Dave Frank is the Managing Partner and Financial Advisor at Kramer Wealth Managers, infusing every day with his unique blend of expertise and enthusiasm. He joined the company in 1998 and excels in creating financial solutions that are perfectly aligned with clients’ goals. His passion, sharp intellect, and top-notch communication skills make him a standout in helping clients navigate their financial journeys.

Dave’s impressive career includes being the first Deaf financial advisor to earn a Doctorate in Business Administration (DBA), a milestone he achieved in 2010 from California Coast University. He holds Series 6, 63, 65, and life insurance licenses and graduated cum laude from the University of Massachusetts-Amherst before completing his MBA at the University of Massachusetts-Boston.

But Dave isn’t just about numbers. He’s also the Team Leader/Head Coach for the USA Deaf Track and Field Team, channeling his leadership skills into sports and community engagement. When he’s not coaching or advising, you’ll find him enjoying life with his wife, Audrey, their three grown children, and five grandchildren. With a strong commitment to sports and community, Dave balances his professional and personal passions with style.

Q:  If you could give one piece of financial advice to your younger self, what would it be?

1: Become financially literate.

2: Start saving and investing.

3: Protect your wealth.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Danny Lacey

Managing Partner, Financial Advisor

MS

512-410-0739 VP/V
512-692-2990 FAX
info@kramerwealth.com

Danny Lacey has been a key player at Kramer Wealth Managers since 2001, where he brings his flair for visionary planning and dynamic leadership to the western states. As a partner and advisor, Danny specializes in crafting forward-thinking strategies for a diverse range of clients, from pre-retirees and retirees to corporate executives, business owners, and not-for-profit organizations. He’s all about challenging assumptions, sparking dreams, and turning those visions into actionable plans.

Danny’s credentials are as impressive as his career—he holds Series 7, 66, and life insurance licenses. He’s a prominent voice in the industry, having shared his insights nationwide, including being invited to present a TEDx talk. Academically, Danny graduated with honors in the College of Social Studies from Wesleyan University and earned an MS in Administration and Supervision from Gallaudet University.

When he’s not strategizing financial futures, Danny is deeply involved in his community. He previously served on the boards of the Texas School for the Deaf Foundation, Communication Service for the Deaf, and USA Deaf Sports. A true sports enthusiast, he enjoys watching college and professional football, basketball, soccer, and golf but his greatest joy comes from spending time with his wife, Debbie and their two kids in vibrant Austin, Texas.

Q: What’s your favorite part of working with clients?

A:  My favorite part of working with clients is our collaborative approach. We work together to set specific, achievable goals and tailor a plan to meet their unique needs. Over the years, our regular video calls and meetings have fostered strong relationships. It’s incredibly rewarding to see my clients achieve their goals and feel confident about their future.

Securities and investment advisory services offered through Osaic Wealth ,Inc. member FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.

Stephanie Summers

Financial Advisor

ChFEBC℠ | RFC | MBA

301-563-9287 VP/V
240-575-2330 VP
240-379-6909 FAX
info@kramerwealth.com

Stephanie Summers has been a cornerstone of Kramer Wealth Managers since 2006, where she crafts compelling financial visions and champions the firm’s commitment to women advisors. With a career in finance that began in 1989 as an analyst for Sallie Mae and the Federal Government, Stephanie brings a rich background to her role, serving pre-retirees, retirees, corporate executives, business owners, and not-for-profit organizations.

Stephanie’s superpowers? Warmth, humor, and financial prowess. She excels at helping clients truly grasp their portfolios and how these investments align with their dreams. Notably, Stephanie is the very first Deaf woman advisor to earn the Series 7 General Securities license, a trailblazing achievement that underscores her dedication and expertise.

She holds Series 7, 66, and life insurance licenses, and earned her BS from Gallaudet University and an MBA from George Mason University. Passionate about empowering Deaf women to expand their financial literacy, Stephanie has served on the board of Deaf Women United and various other non-profits. When she’s not making financial dreams come true, Stephanie enjoys spending time with her husband, Mark, and their energetic twin boys.

Q: What’s your favorite part of working with clients?

A: Nothing pleases me more than when confusion leaves the client’s mind and understanding replaces it.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.

Jeremiah Thompson

Financial Advisor

CFP® | ChFEBC℠ | MSPFP

240-397-6859 VP
240-379-6929 V
240-379-6909 FAX
info@kramerwealth.com

Jeremiah Thompson joined Kramer Wealth Managers in 2013, bringing a passion for demystifying financial management for his clients. As an advisor, he specializes in guiding pre-retirees, retirees, corporate executives, business owners, and non-profit organizations through the complexities of financial planning. Jeremiah’s goal? To help clients understand their options and create a tailored strategy that meets their current needs and paves the way for long-term success.

A CERTIFIED FINANCIAL PLANNER™ professional, Jeremiah holds Series 7, Series 66, and Life Insurance licenses. He earned his Bachelor of Science in Business Management from Rochester Institute of Technology and furthered his expertise with an MS in Personal Financial Planning and a Financial Therapy Graduate Certificate from Kansas State University.

Driven by a commitment to making financial literacy accessible to the Deaf and Hard of Hearing community, Jeremiah founded FYIFI, a website offering financial content in American Sign Language (ASL). He also shares his knowledge as an adjunct professor at Gallaudet University, where he teaches college students about investments. Having grown up in Kansas, he has deep roots there and is a passionate fan of the KC Chiefs, KU Jayhawks basketball, and KC Royals. He loves hanging out with his energetic dog.

Q: What’s a common question you wish more people would ask about their finances?

A: What types of accounts are best for achieving different financial goals?

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Neither Kramer Wealth Managers nor Osaic Wealth offers tax or legal advice.

Lisa Dewing

Managing Partner and Operations Manager

CFP® | NIC-A

240-379-6929 x1301 V
240-439-6889 VP
240-379-6909 FAX
info@kramerwealth.com

Lisa Dewing brought her talents to Kramer Wealth Managers in October 2000, while still pursuing her Interpreter Preparation program at CCBC-Catonsville. After completing her A.A.S. degree, she graduated Summa Cum Laude from the University of Maryland Global Campus with a Bachelor of Science in Finance and a minor in Personal Financial Planning.

Lisa’s impressive qualifications include being a CERTIFIED FINANCIAL PLANNER™ professional and holding a Registry of Interpreters for the Deaf NIC-Advanced certification. She also holds Series 7 and Series 66 licenses, as well as a Maryland Life and Health Insurance License.

At Kramer Wealth Managers, Lisa wears many hats. She expertly manages client relations, ensures compliance standards, leads marketing and branding initiatives, oversees staff development, and handles special projects and office management. Her unique blend of skills and compassionate approach shines particularly in her support for clients navigating major life transitions, offering them empathy and care during difficult times.

Lisa sits on the National Women’s Advisory Board for Osaic Wealth, Inc., representing the thousands of female professionals affiliated with the broker/dealer. She also sits on the Board of the Osaic NextGen Community, fostering professional development and collaboration among the next generation of financial advisors within the firm’s community.

Outside the office, Lisa is deeply involved in her community and church. She provides pro bono interpreting services and mentors student interpreters from her alma mater. When she’s not working or volunteering, Lisa enjoys cheering on her son at baseball games and supporting her daughter’s theater, dance, and piano performances alongside her husband, Jamie.

Q: What’s the best piece of financial advice you’ve ever received?

A: My dad always told me to treat savings like a bill that must be paid every month. As soon as I get paid, I set aside a portion for savings. Don’t wait until the end of the month to see what money is left over to save.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Neither Kramer Wealth Managers nor Osaic Wealth offers tax or legal advice.

Tanna Jo Baldridge

Registered Client Relations Specialist

MBA

512-410-0739 VP/V
512-692-2990 FAX
info@kramerwealth.com

Based in Austin, TX, Tanna Jo Baldridge is a vital resource for both offices since 2018, seamlessly supporting clients and colleagues across multiple locations with her unparalleled expertise. Tanna Jo is the go-to person for ensuring that clients receive the top-notch service they deserve, no matter where they are.

A proud graduate of Gallaudet University with dual Bachelor’s degrees in Business Administration and Accounting, Tanna Jo furthered her education with a Master’s in Business Management from Newman University. Her previous roles honed her knack for customer service and her eagle-eyed attention to detail.

Tanna Jo is the second Deaf female to hold a Series 7 license. She also has the Series 63 license, adding a layer of expertise to her already impressive skill set. Originally from Kansas, she’s a dedicated fan of the KC Chiefs and Royals. Outside the office, you’ll find her embracing the great outdoors, exploring new destinations, or volunteering with animal rescues. As a foster parent for cats and dogs, she also cares for her own pets. Tanna Jo combines her love for animals with her commitment to giving back to the community.

Q: What’s the best piece of financial advice you’ve ever received?

A: Start investing in your retirement account right away when you have your first job.

Securities services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Neither Kramer Wealth Managers nor Osaic Wealth offers tax or legal advice.

Allison Laszczynski

Operations Administrator

240-379-6929, x1304 V
240-439-6889 VP
512-379-6909 FAX
info@kramerwealth.com

Allison joined in 2024, to help meet the administrative and operational needs of our rapidly growing firm. She is our Implementer in Chief, ensuring the company’s initiatives are carried out timely and efficiently. She coordinates firm-wide projects and keeps everyone accountable for their roles and tasks within the project. From acting as a liaison for third party vendors, to managing our systems and processes, to running business analytics reports, to organizing team events, her responsibilities are many and varied, always keeping the team organized and efficient.

Her claim to fame is a 2nd place ribbon at the Howard County Fair for her crocheted masterpiece.

Allison graduated from Gallaudet University in 2020 with a Bachelors of Arts in Deaf Studies. Prior to working at Kramer Wealth Managers, Allison worked at Maryland School for the Deaf as a Residential Child and Youth Care Practitioner (RCYCP). She still continues to work as a substitute RCYCP. Outside of work, Allison enjoys practicing Brazilian Jiu Jitsu (BJJ), hiking with her dog Remi, and working on various crochet projects. 

Q: What’s the best piece of financial advice you’ve ever received?

A:  Read “The Total Money Makeover” by Dave Ramsey, and follow his steps.

Allison is not registered with Osaic Wealth.

Lee Kramer

Managing Partner and Financial Advisor

CFP® | ChFEBC℠ | MBA

240-439-6889 VP
240-379-6929 ext. 1302 V
info@kramerwealth.com

Lee Kramer launched Kramer Wealth Managers, formerly Kramer Financial, in 1985, turning his vision into a reality. As the founding advisor, Lee is the mastermind behind the firm’s comprehensive financial strategies, leading his team with a clear focus on delivering top-notch service. He has a knack for transforming financial complexities into straightforward, personalized plans for pre-retirees, retirees, corporate executives, business owners, and not-for-profit organizations.

A CERTIFIED FINANCIAL PLANNER® professional, Lee holds Series 7, 24, 63, 65, and life insurance licenses. His academic credentials include a B.S. from Wesleyan University and an MBA from Northeastern University, showcasing his strong foundation in financial expertise.

Outside of work, A seasoned marathoner, Lee has tackled several marathons, including a 50-mile ultra marathon, proving he’s as dedicated to his personal challenges as he is to his clients. He enjoys life with his wife, Bonnie, their two sons, and their playful family dog.

Q: If you could give one piece of financial advice to your younger self, what would it be?

A: I’d advise my younger self to start investing early, even with small amounts. The power of compound interest is incredible over time, and beginning sooner rather than later would make a significant difference in long-term wealth. Investing consistently, even modestly, allows your money to grow and work for you, giving you financial security and flexibility in the future.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Neither Kramer Wealth Managers nor Osaic Wealth offers tax or legal advice.

Adrianna Rocha

Client Relations Specialist

240-379-6929 V
240-439-6889 VP
512-379-6909 FAX
info@kramerwealth.com

Since joining Kramer Wealth Managers in 2021, Adrianna Rocha has been a client service dynamo, ensuring every client interaction is seamless and delightful. She’s the go-to guru for all things client experience, handling everything from videophone chats to scheduling meetings and processing forms with a smile. Her goal? To make sure every client feels valued and well-cared-for.

Adrianna graduated with a Bachelor of Arts in Communication Studies from Gallaudet University in 2017 and brings nearly a decade of customer service experience to our team. She thrives on personal connections, celebrating both her achievements and those of our clients. When she’s not busy at work, you might find her indulging in her passions—dogs, houseplants, essential oils, and the tantalizing flavors of Mexican cuisine. Proud fur-mama to her adorable Aussie mix, Ziva. Adrianna brings a touch of warmth and enthusiasm to everything she does.

Q: What’s your favorite part of working with clients?

A:  I enjoy client service because it allows me to help people and make a positive impact. Using my listening skills to understand client needs and solve problems is satisfying. I love turning negative experiences positive and the daily variety of challenges.

Adrianna is not registered with Osaic Wealth.

Jack Morley

Client Relations Specialist

240-379-6929 V
240-439-6889 VP
240-379-6909 FAX
info@kramerwealth.com

Jack Morley has been a vital part of the Kramer Wealth Managers team since 2010, starting with various projects and officially joining full-time in 2013. As our go-to Account Service Specialist, Jack is the friendly face and reliable voice who ensures a smooth client experience. He’s the linchpin in client communications, handling account maintenance and bridging connections between clients and our advisory team.

A 1998 graduate of Gallaudet University with a BA in Psychology, Jack brings a wealth of customer service experience from retail and human services. His handyman skills are a bonus, making him the resident problem-solver and DIY enthusiast. Outside the office, Jack enjoys long walks with his dog Bailey.

Married for 25 years to his wonderful wife, Monica, Jack is also the devoted dad to two dynamic daughters who keep him on his toes. When he’s not walking Bailey—he’s likely tinkering on a new project or spending quality time with his family.

Q: What’s your favorite part of working with clients?

A:  I enjoy assisting clients in maintaining their accounts and ensuring there is a smooth transition in between changes being made within their accounts.

Jack is not registered with Osaic Wealth.

Adrianna Rocha

Client Relations Specialist

240-379-6929 V
240-439-6889 VP
512-379-6909 FAX
info@kramerwealth.com

Adrianna Rocha joined Kramer Wealth Managers in 2021.

Adrianna is responsible for client experiences and service. As part of the customer service team, she strives to help and provide top-notch service to our clients. As part of her role, she communicates with clients through videophone, schedules client meetings, prepares and processes forms, and gathers information for our advisors.

Adrianna Rocha graduated with a Bachelor of Arts in Communication Studies from Gallaudet University in 2017. Before she joined our team, she worked in the customer service industry for nearly a decade. She excels in human-to-human relations and takes pride in not only her own accomplishments, but her clients’ as well. Adrianna enjoys chatting about her slight obsession with dogs, houseplants, essential oils, and food: especially Mexican food! She is also a proud fur-mama to her beautiful Aussie-mixed pup, Ziva.

Adrianna is not registered with Osaic Wealth.