Fall Financial Check-In: 5 Steps to Stay on Track Before the Year Ends
As summer winds down and the routines of fall begin, it’s the perfect time to pause and take a fresh look at your finances. With the holiday season and year-end…
How to Prepare to Meet With Your Financial Advisor: A Practical Guide
Meeting with a financial advisor is one of the smartest steps you can take toward securing your financial future. But to get the most out of your appointment, whether it’s…
Your Vacation Home as a Wealth Tool
Your second home isn’t just a retreat—it’s a strategic asset. Whether it’s tucked in the mountains, along the coast, or near family, your vacation property can play a key role…
Teaching Wealth: Financial Lessons to Share with the Next Generation
Wealth is not just about what you accumulate. It is also about what you pass on. For families who have built significant assets, preparing the next generation to manage wealth…
Maximizing Executive Compensation: Strategies for High-Net-Worth Professionals
For high-earning executives, compensation goes beyond a simple salary. Stock options, restricted stock units (RSUs), deferred compensation, and performance bonuses all play a role in building wealth—but without a strategic…
Maximizing Tax-Free Income: Strategies for High-Income Earners
Minimizing taxes is a pivotal component of effective financial planning, especially for high-income earners. By implementing strategic approaches, you can minimize your taxable income and enhance wealth accumulation. Here are…
Financial Mistakes to Avoid in Your 30s, 40s, and 50s
Financial planning isn’t just about making money—it’s about making the right decisions at the right time. Each decade of life presents new opportunities and challenges, and avoiding common financial pitfalls…
What You Need to Know About Tax Laws Expiring in 2025
2025 is well underway, and at Kramer Wealth Managers, we believe it’s important to be aware of key changes that could impact your financial planning. Several tax laws introduced under…
FAFSA Filing Tips—How Misreporting Assets Can Cost You Thousands
Filing the Free Application for Federal Student Aid (FAFSA) can feel overwhelming, and it’s easy to make small mistakes that can have big consequences. According to Federal Student Aid (2024),…
