What Is Advisor Alpha And Why It Matters for Your Wealth
You've probably heard the phrase "beating the market." It's what most people think a financial advisor is supposed to do. But here's the truth: the biggest value a financial advisor…
The Top 3 Mistakes People Make With HSAs (and How to Avoid Them)
https://vimeo.com/1138572475/269edca997?fl=ip&fe=ec When it comes to saving for healthcare costs, few tools are as powerful (or as misunderstood) as the Health Savings Account (HSA). Paired with a High Deductible Health Plan…
One Big Beautiful Bill Act (OBBBA): Tax Changes and Updates
The recently passed One Big Beautiful Bill Act (OBBBA) brings major updates to taxes, deductions, and savings plans. Whether you're planning your estate, saving for your children, or preparing for…
Maximizing Tax-Free Income: Strategies for High-Income Earners
Minimizing taxes is a pivotal component of effective financial planning, especially for high-income earners. By implementing strategic approaches, you can minimize your taxable income and enhance wealth accumulation. Here are…
What You Need to Know About Tax Laws Expiring in 2025
2025 is well underway, and at Kramer Wealth Managers, we believe it’s important to be aware of key changes that could impact your financial planning. Several tax laws introduced under…
2025 Tax Brackets: What They Mean for Your Financial Strategy
In the latest tax bracket updates, the IRS announced an approximate 2.8% inflation adjustment for 2025 that will slightly raise income thresholds across federal tax brackets. This means that taxpayers…
IRS Announces New Limits for 2023
https://vimeo.com/768184536 Yesterday, the IRS announced increased limits for retirement plan contributions for 2023 for both employer-sponsored plans and individual retirement accounts. Employer Sponsored Plans (401k/403b/TSP/457) The maximum increased from $20,500…
Child Tax Credit
https://www.youtube.com/watch?v=PGKhUJ0LXAU Hello everyone, today’s vlog will cover the Child Tax Credit today. It is changed for 2021 only when the President signed the American Rescue Plan into law on March…
Tax savings after 70
https://www.youtube.com/watch?v=7O2B70S5bCw&feature=youtu.be The Congressional Joint Committee on Taxation estimates that almost 90% of taxpayers will use the standard deduction when they file their taxes this April 15thdue to the increased standard…
The Tax Implications of Selling Your Primary Residence
http://www.youtube.com/embed/tBYQt5lg8TY Whenever you’re selling property or investments that have appreciated in value, taxes are a big consideration in the timing of the sale. Selling at the wrong time can lead…
