Welcome to the latest edition of Your Money Matters from Kramer Wealth Managers! Financial confidence is built through clarity, education, and partnership. This month’s issue includes lessons for the next generation, and a breakdown of what a market correction really means.
Let’s dive in and envision your future together.
Our team shares a recap of how markets performed in the first quarter of 2026, a period that started with optimism but ended as one of the weakest quarters for U.S. stocks in recent years. From rising oil prices to a pullback in tech and AI stocks, we break down what shaped Q1 and what it means going forward. We also highlight why diversification showed its value this quarter and offer a steady, encouraging outlook for Q2 and beyond. This reminds investors that short-term dips are a normal part of the journey, and that staying disciplined and focused on long-term goals is what matters most.
In Case You Missed It…
We always share money tips, resources, and insights on our social media pages. Follow us at @kramerwealth and be sure you’re also connected with us on Facebook and LinkedIn. Check out some of our recent posts:
- We welcomed Aylah Cadwell, a Client Support Specialist, to the team!
- Jeremiah explained what a Backdoor Roth IRA is.
- Stephanie, Lisa, and Tanna Jo attended the W Forum in Nashville, Tennessee.
Featured Blog: Social Security Without the Guesswork
Social Security is one of the most important decisions in retirement, but many people aren’t sure when to claim benefits or how disability benefits may affect their plan. Filing earlier, waiting longer, or qualifying for disability can all shape your future income.
In this blog post, we walk through the key considerations so you can better understand your options. With the right knowledge, these decisions don’t have to feel overwhelming. Read the full blog post here to learn more.
News and Events
Lee Attended Osaic’s Leadership Trip
Lee went on a leadership trip in March with Osaic, joining like-minded outstanding contributors focused on putting clients first, learning from Osaic’s leadership team, exploring new technology, and diving into topics like investments, taxes, planning strategies, and the evolving landscape of wealth management.
NXT Conference by Osaic
Jeremiah, Danny, and Stephanie will represent Kramer Wealth Managers at the Osaic NXT Conference in Boston, Massachusetts, from April 29th to May 1st. The conference brings together financial professionals and technology leaders to explore innovations shaping the future of wealth management and financial planning.
Shredding Day
Kramer Wealth Managers is happy to host a Community Shredding Day at the Frederick, Maryland, office on April 18th. Community members are invited to bring old documents to be safely shredded and disposed of. It is a simple way to protect your personal information and reduce the risk of identity theft.
ASL Glossary: Rollover
The process of moving funds from one qualified retirement account to another without incurring tax liability. Rollovers could include from one employer-sponsored retirement plan to another or from an employer-sponsored retirement plan to an Individual Retirement Account (IRA).
Visit our ASL Library to learn about other finance terms in ASL!
Envision Your Future with Kramer Wealth Managers! Stay up-to-date with our recent blog posts and resources and follow us on social media for more updates and tips.
